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Underwritten by AFRICAN UNITY LIFE LIMITED, an authorised financial services provider, FSP 8447.
VOLUNTARY BASIS

Ideal for funeral parlours and churches, for underwriting clients and members.

Cover commences at the end of a waiting period as follows:

* 6-months waiting period applies in respect of death due to natural causes.
* 1-month waiting period applies in respect of death due to unnatural causes.
* 24-months waiting period applies in respect of suicide.

As long as premiums are paid, policies remain in force.

No medical questions asked - acceptance guaranteed.

No medical exclusions applicable.



For more information, contact Fanusvdm@gmail.com;
Mobile: 082 958 1017
COMPULSORY BASIS

Ideal for businesses as a very affordable fringe benefit for employees.

No waiting periods applicable.

Cover applies until the first of the following:

* Failure to pay premiums
* Retirement
* retrenchment
* Dismissal
* Age 65

No medical questions asked - acceptance guaranteed.

No medical exclusions applicable.

For more information, contact Fanusvdm@gmail.com;
Mobile: 082 958 1017
YOUR ADVANTAGE
An authorised financial services provider. FSP 40749